Recurring Deposit Scheme Comparison

Recurring Deposit SchemeFeatures
Period of DepositMinimum 1 year and maximum 10 years
Interest PaymentQuarterly Compounding Interest payable on maturity
Maximum Amount of DepositNo Limit
Minimum Amount of DepositRs 100/- (Multiple in Hundred)
Pledging of DepositAllowed
Premature WithdrawalAllowed with penalty of 1% in applicable interest rate for the tenure of deposit as on the date of placement of deposit.
Additional Interest Rate for Senior CitizenApplicable (0.50% Extra)
15G / 15H FacilityYes

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